In one version, scammers could call and ask you to verify your account information or tell you that you need to reactivate your credit or debit card. The word is a combination of “voice” and “phishing.” Vishing is a phone scam used to trick or scare you into sending money, handing over financial information, or allowing remote access to your computer. The FTC also says, “Your phone may have an option to filter and block messages from unknown senders or spam.” You can check how to do it on an iPhone and an Android phone. Consider installing anti-malware software for added security.Make sure your devices and security software are up to date.Doing this helps the company help you and others, as well as investigate the issue(s), and potentially remove the resources the scammer is using more quickly. Screenshot suspicious texts and send them to your financial institution, or whatever company it pertains to, when possible.Always contact your financial institution through the number on the back of your card, or login directly through the financial institution’s website. Never click links or call numbers you don’t recognize.Don’t respond, even if the message says you can “text STOP” to end messages.The Federal Communications Commission gives 5 tips to avoid smishing: Links in the text message could also contain malicious software - commonly referred to as malware - that gives fraudsters access to your device. If you were to share your information, the scammer would have access to your account. The text could include a link or phone number you may be instructed to log on to or call in, and this is where the scammers attempt to collect your information. In short, it’s phishing via text message.Ī common smishing text message might seem like it’s from your bank. The term smishing is a combination of SMS-short message service-and phishing. What is smishing?Īccording to the Federal Trade Commission (FTC), a smishing scam is when scammers send fake text messages in an attempt to trick you into giving them your personal information. Each of them uses a different method to acquire your sensitive information.īut they all have one thing in common: The scammer wants to build trust with you in order to access your personal information-things like usernames, passwords, bank account numbers, and credit card numbers. There are three primary types of phishing attacks: smishing, vishing, and pharming.
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